The Patelco 感兴趣的检查 account is a great option if you regularly maintain a daily balance of $500 or more and want to earn interest on your account.
The $5 monthly fee is also waived if your account is set up for a monthly direct deposit of $100 or more, or if you’re a Patelco Commitment Household Member.
+, payday can come even sooner when you set up direct deposit for your account. Get paid up to two days early —without an additional fee.2
It takes minutes to open a Patelco 感兴趣的检查 account.
Set up Direct Deposit and access your funds up to 2 days early
Pay with confidence with 数字钱包 and Zero Liability Protection
Access your accounts on the go
从Zelle选择®, 账单支付, wire transfers and more
汽车mate alerts such as direct deposits or low balances to stay on top of your finances
Patelco is a member owned, not-for-profit financial cooperative. When you join Patelco, you become a member and a shareholder. That’s why we’ll deposit one share ($1) in your Share 储蓄 account when you join.
Our mission is to help members achieve lifelong financial well-being so you can live happier, fuller生活.
Unlike the big banks or other for-profit financial institutions, we invest our profits back in our members with better rates and low- to no fees.
We also offer free financial coaching to anyone who wants to improve their financial situation. Members have told us that they feel seen, 听到, 通知, and supported to make more confident financial choices.
会员资格免费. You become a member when you open an account with us. 看看 all the benefits of Patelco membership.
It’s easy to waive the $5 monthly fee if you meet one (or more) of the following requirements:
You will receive your debit card in the mail typically within 5 business days after you’ve opened your account. Or, you can pick up a debit card at a 靠近你的树枝.
Members who set up direct deposits into their Patelco checking, 储蓄, or money market accounts can get paid up to 2 days early2 — so you can access your funds faster.
Your Patelco checking account comes with a free 借方万事达卡® that lets you make purchases easily and securely:
1 年=Annual Percentage Yield. 利率 are valid as of 1/01/2023.
2 Early access to direct deposit funds depends on the timing of the receipt of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
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